Please read these Terms and Conditions carefully. Access to this website and use of information on it is subject to these Terms and Conditions of Use. By proceeding further, you will be deemed to have accepted them. If you do not accept the Terms and Conditions of Use stated here, you are not permitted to use this website and you should thereby exit this website.

Quintas may revise these Terms and Conditions of Use at any time by updating this posting. You agree to visit this page periodically to review the Terms and Conditions of Use, because they are binding on you and each time you use this website you agree to be bound by the current Terms and Conditions.

If you are an existing customer of Quintas, these Terms and Conditions of Use are in addition to and not in substitution for any terms and conditions which may already exist between us. Access to this website does not make you a customer of Quintas.

Use of Information

The information and content of this website is not intended to constitute an offer or solicitation of services to you to buy or sell any products or services of Quintas nor does it constitute accountancy, tax, financial or other professional advice in any way. It is provided for information purposes only.

Any content or information received via this website should not be relied on for personal, financial or business decisions and we strongly recommend you should consult an appropriate professional for advice which is specifically tailored to your particular circumstances before making any financial decisions to enter into any product or service with us or relying on any information on this website.

The use of such information is at your sole risk.

Quintas does not accept liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on this information, whether authorised or not.

Residence

The pages of this website are prepared and issued in the Republic of Ireland and are intended for the information of Republic of Ireland residents only. The services and products on this website are only available to residents of the Republic of Ireland who are ordinarily resident in the Republic for tax purposes.

E-mail

Please note that there is no guarantee that any e-mail sent will be received by Quintas, or that its contents will remain private during internet transmission. If you have any such concerns, you may prefer to telephone or write to Quintas instead.

Download

Access to and use of the Quintas website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

Third Party Service Providers

Where this website includes references to third party service providers such as financial service providers, brokers, pension service providers and investment firms, unless stated to the contrary, this does not indicate that we endorse or recommend any such service provider. You should use your own judgment in choosing any service providers and, if you choose to engage a service provider featured on this website, you do so at your own risk.

Availability of System

The system may be temporarily unavailable or restricted for administrative or other reasons and Quintas does not accept any responsibility and will not be liable for any loss or damage arising out of or in connection with loss of use of the system.

Links

Quintas accepts no responsibility for information contained in any other sites which can be accessed by hypertext link from these pages. No one may link into this website without the prior written consent of Quintas. The inclusion of hyperlinks to websites does not imply any endorsement by use of the material on such sites.

Data Protection

Quintas’s Privacy Statement sets out how we may use your personal data. Should there be any conflict between these Terms and Conditions of Use and the Privacy Statement, the Terms and Conditions of Use shall prevail. Where you are a customer of Quintas, please help us to keep your information up-to-date by notifying us of any changes in your personal details.

Privacy

In accessing this website you accept that the electronic mail and other transmissions passing over the internet may not be free from interference by outside third parties and may not be secure, remain confidential or be delivered correctly. In consequence Quintas cannot guarantee the privacy or confidentiality of any information relating to you passing over the internet. Quintas shall not be accountable, liable or responsible for the accuracy or reliability of messages sent or received by email over the internet in connection with this website.

Complaints Procedure

We aim to provide a friendly and efficient service to our customers and it is our policy to ensure that all your concerns are dealt with fairly and promptly. If you have any complaint please telephone or write to The Managing Partner, Heron House, Blackpool Park, Blackpool, Cork.

Limitation of Liability

Whilst all reasonable endeavours have been made to ensure the accuracy of the content you should not act or refrain from acting on the basis of any material contained on or in this website without seeking appropriate financial or other professional advice. Quintas shall have no liability whatsoever for any inaccuracies, omissions, errors, misleading information, loss or damage howsoever arising, be it by negligence or otherwise, as a result of use or reliance upon the information on this site. To the fullest extent permitted by applicable law, neither Quintas nor any of its directors, associates, consultants, employees, affiliates or other representatives will be liable for loss or damage arising out of or in connection with the use of the materials on or in this website or any facilities or services offered through this website.

Quintas shall provide no warranty or representation of any kind whether express or implied that this website will be free from defects, including but not limited to viruses or other harmful elements. Quintas shall not accept liability for any infection by computer virus, bug, tampering, unauthorised access, intervention, alteration of use, fraud, theft, technical failure, error, omission, interruption, deletion, defect or delay which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website. To the fullest extent permissible by applicable law Quintas hereby disclaims all warranties, express or implied.

Disclaimer

While Quintas uses reasonable efforts to ensure that the information contained on its website is current, accurate and complete at the date of publication, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. Quintas, therefore, cannot be held liable for any loss or damages arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website, whether this information is provided directly by Quintas, a sponsor or other information provider. In addition, no warranty is given as to the freedom of this website from errors, defects, viruses or other malicious programs or macros. Quintas reserves the right to suspend or withdraw access to the pages of this site without notice at any time and accepts no responsibility for these pages not being available at all times. Please also refer to Disclaimer on this website.

The views of partners, directors, associates, consultants, employees, affiliates or other representatives may be expressed in an article or blog in this website or in any other manner which may reflect their own personal views and may not be reflective of the views or opinions held by Quintas, any affiliates, its partners, directors, contractors, officers, employees or agents. The material contained in such articles or blogs may include facts, views, opinions and recommendations which Quintas does not guarantee the accuracy, completeness or timeliness of, nor does Quintas endorse these views, opinions and recommendations. Quintas does not accept any liability for any act (or decision not to act), use, misuse or distribution resulting from use of this material.

Indemnity

Quintas shall not be held liable for any loss or damage suffered by any person as a result of breach of any of the aforementioned Terms and Conditions.

Regulatory

For the purposes of these Terms and Conditions "Quintas" means Quintas Partners and Quintas Business Centre.

Quintas Partners is an accountancy practice regulated by the Institute of Certified Public Accountants in Ireland (CPA) and it is constituted under a partnership agreement as an unincorporated body of persons having its office at Heron House, Blackpool Park, Blackpool, Cork. Quintas Partners is authorised by the Institute of Certified Public Accountants in Ireland to carry out investment business.

Quintas Business Centre is a company registered in Ireland: Registered No: 444643.

Alteration of these Terms and Conditions

Quintas may at any time amend, supplement or replace these Terms and Conditions and Quintas’s Privacy Statement as a result of changes in the companies policies, changes in technologies, to cater for new products, to comply with legal, taxation, or regulatory requirements or other circumstances affecting Quintas or the services it offers.

Governing Law

This website is established by Quintas in the Republic of Ireland. Any use of it shall at all times be governed by the law of the Republic of Ireland and, in the event of any dispute, all relevant parties shall irrevocably submit to the exclusive jurisdiction of the courts of the Republic of Ireland.

Severability

If any clause of these Terms and Conditions is declared to be invalid, it shall be deemed to be severable and shall not affect the validity or enforceability of the remainder.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Quintas in relation to the use of this website, save as amended or modified by other terms and conditions within this website or other modifications published on this website in the future from time to time and shall supersede any and all prior promises, representations, agreements, statements and understandings whatsoever which existed in relation to the use of this website, between you and Quintas.

General

No waiver of any term of these Terms and Conditions of Use shall be deemed a further or continuing waiver of such term or any other term.

Any attempted access to this website or attempted use of the information contained therein is subject to these Terms and Conditions of Use.

These Terms and Conditions must be read in conjunction with the Privacy Statement and the Disclaimer on this website.

These Terms and Conditions of Use were last updated on the 7th March 2012.